Highest Current Oceanside, CA Bank Account Rates
It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.
Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Oceanside, CA. Oceanside Banking Rates has put together a list of the best bank account rates in Oceanside (within a 50-mile radius) for savings and CD accounts:
Top Savings Interest Rates in Oceanside
- Bank of Internet USA: 1.75%
- Balboa Thrift and Loan Association: 1.51%
- California First National Bank: 1.4%
Best Oceanside 6-Month CD Rates
- Balboa Thrift and Loan Association: 1.77%
- San Diego National Bank: 1.75%
- Imperial Capital Bank: 1.56%
Highest Oceanside 12-Month CD Interest Rates
- San Diego National Bank: 2.1%
- Balboa Thrift and Loan Association: 2.02%
- Bank of Internet USA: 2.02%
Best 24-Month CD Rates in Oceanside
- Embarcadero Bank: 2.38%
- Imperial Capital Bank: 2.31%
- Comunidad Latina Credit Union: 2.25%
Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.

