Compare the Best Local Rates

Oceanside Savings Account Rates: Banks Versus Credit Unions

Both community banks and credit unions have garnered reputations as sources of excellent interest rates, which is great to know when you’re looking for the highest rate on your Oceanside savings account. Of course, only one financial institution in the city can have the very best interest rate of all, and you probably want to know where that is. Is it the nearby bank or your community credit union? You’re about to find out.

Below is a list of the best savings account rates in Oceanside, CA, split up by credit unions and banks. Did your financial institution make the list?

Oceanside Banks with the Highest Savings Rates

  • Centennial Bank: 0.85%
  • Embarcadero Bank: 0.5%
  • California Community Bank: 0.4%
  • Home Bank of California: 0.25%
  • Coronado First Bank: 0.2%

Credit Unions in Oceanside with the Best Savings Interest Rates

  • Inland Credit Union: 0.3%
  • Huntington Beach Cty Employees Credit Union: 0.25%
  • Geico Credit Union: 0.2%
  • Ketema Credit Union: 0.17%
  • USE Credit Union San Diego: 0.1%

Please note that these rates are accurate as of 6/17/11, but are subject to change at any time.