Compare the Best Local Rates

Best Oceanside CD Rates in January 2012

Since we are a few weeks into 2012, it’s a perfect time to review your finances and find strategies to improve them. Try taking a closer look at your bank accounts– One positive change you can make right now is moving your money to a higher yield investment. Some of the local financial institutions are offering great Oceanside CD rates, so find out if there’s a credit union or bank near you offering a great rate.

Why Oceanside CD Rates?

One of the greatest benefits of choosing Oceanside CD rates over regular savings accounts and rates is that they’re often quite a bit higher. This is especially common when it comes to CDs with longer terms. For those who don’t need access to savings for some time, a CD is the higher-earning option.

Highest CD Rates in Oceanside

6-Month CD Rates

  • Geico Credit Union: 0.8%
  • Chevron Federal Credit Union: 0.8%
  • California Community Bank: 0.6%

12-Month CD Rates

  • Geico Credit Union: 1%
  • Chevron Federal Credit Union: 0.9%
  • Gateway Business Bank: 0.9%

2-Year CD Rates

  • Geico Credit Union: 1.3%
  • Balboa Thrift and Loan Association: 1.26%
  • Chevron Federal Credit Union: 1.2%

Please note that the above Oceanside CD rates are accurate as of January 23, 2012, but are subject to change in the future at the discretion of the bank or credit union. There may also be additional requirements in order to obtain an account. Please verify interest rates before opening an account. To see the most up-to-date rates, visit the Oceanside CD Rates page.